:root{--pano-primary:#0B2035;--pano-primary-800:#102C49;--pano-primary-900:#081A2C;--pano-accent:#1679B9;--pano-accent-soft:#EAF3FA;--pano-neutral-900:#1F2937;--pano-neutral-600:#5B6B7C;--pano-line:#E3EAF1;--pano-bg:#FFFFFF;--pano-bg-alt:#F4F7FB;--pano-radius:10px;--pano-shadow:0 12px 32px rgba(11,32,53,0.10)}*{box-sizing:border-box}body,html{margin:0;padding:0}body{font-family:Inter,SF Pro Text,system-ui,-apple-system,Segoe UI,Noto Sans SC,PingFang SC,sans-serif;color:var(--pano-neutral-900);background:var(--pano-bg);line-height:1.65;font-size:16px}h1,h2,h3{color:var(--pano-primary);line-height:1.25;margin:0 0 .5em;font-weight:700}h1{font-size:clamp(30px,5vw,46px)}h2{font-size:clamp(24px,3.2vw,34px)}p{margin:0 0 1em}a{color:var(--pano-accent);text-decoration:none}a:hover{text-decoration:underline}.container{max-width:1180px;margin:0 auto;padding:0 24px}.site-topbar{background:var(--pano-primary-900);color:rgba(255,255,255,.82);font-size:13px}.topbar-inner{display:flex;justify-content:space-between;align-items:center;padding-top:6px;padding-bottom:6px;flex-wrap:wrap}.topbar-inner a{color:rgba(255,255,255,.82)}.topbar-tel{font-weight:600;letter-spacing:.02em}.site-header{background:#fff;border-bottom:1px solid var(--pano-line);position:-webkit-sticky;position:sticky;top:0;z-index:50}.header-inner{display:flex;align-items:center;justify-content:space-between;gap:20px;padding:12px 24px;flex-wrap:wrap}.site-header .brand{display:inline-flex;align-items:center;gap:8px;font-weight:800;font-size:18px;color:var(--pano-primary)}.main-nav{display:flex;gap:4px;flex-wrap:wrap}.main-nav a{color:var(--pano-neutral-900);font-size:14.5px;font-weight:500;padding:8px 10px;border-radius:6px}.main-nav a:hover{color:var(--pano-accent);background:var(--pano-accent-soft);text-decoration:none}.lang-switch{border:1px solid var(--pano-accent);color:var(--pano-accent);border-radius:999px;padding:5px 14px;font-size:13px;font-weight:600}.lang-switch:hover{background:var(--pano-accent-soft);text-decoration:none}.hero{color:#fff;background:radial-gradient(1100px 500px at 75% -10%,rgba(22,121,185,.55),transparent 60%),radial-gradient(900px 420px at 8% 110%,rgba(22,121,185,.3),transparent 55%),repeating-linear-gradient(90deg,rgba(255,255,255,.045) 0 1px,transparent 1px 72px),repeating-linear-gradient(0deg,rgba(255,255,255,.045) 0 1px,transparent 1px 72px),linear-gradient(180deg,var(--pano-primary),var(--pano-primary-900));padding:104px 0 96px;border-bottom:3px solid var(--pano-accent)}.hero h1{color:#fff;max-width:820px;margin-bottom:.35em}.hero .sub{color:rgba(255,255,255,.86);font-size:18px;max-width:720px}.hero .trust{color:rgba(255,255,255,.7);font-size:14px;margin-top:26px}.hero .eyebrow{color:#6FC3F5}.hero .cta.secondary{border-color:rgba(255,255,255,.55);color:#fff!important}.hero .cta.secondary:hover{background:rgba(255,255,255,.1)}.eyebrow{font-size:13px;font-weight:700;letter-spacing:.16em;text-transform:uppercase;color:var(--pano-accent);margin:0 0 10px}.section{padding:72px 0}.section.alt{background:var(--pano-bg-alt)}.section-head{max-width:760px;margin-bottom:36px}.section-head .sub{color:var(--pano-neutral-600);font-size:16.5px}.stats{background:linear-gradient(180deg,var(--pano-primary-800),var(--pano-primary-900));color:#fff;padding:64px 0}.stats .eyebrow{color:#6FC3F5}.stats h2{color:#fff}.stats-grid{display:grid;grid-template-columns:repeat(5,1fr);grid-gap:20px;gap:20px;margin-top:36px}.stat{border-left:2px solid rgba(255,255,255,.18);padding-left:18px}.stat-v{font-size:clamp(26px,3vw,44px);font-weight:800;line-height:1.1;margin:0 0 4px}.stat-k{font-size:13px;text-transform:uppercase;letter-spacing:.08em;color:rgba(255,255,255,.72);margin:0 0 6px}.stat-d{font-size:14px;color:rgba(255,255,255,.62);margin:0}.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(255px,1fr));grid-gap:22px;gap:22px;margin:26px 0 12px}.card{border:1px solid var(--pano-line);border-radius:var(--pano-radius);background:#fff;overflow:hidden;box-shadow:var(--pano-shadow)}.card .card-body{padding:20px}.card h3{font-size:17.5px;color:var(--pano-primary);margin:0 0 8px}.card p{font-size:15px;color:var(--pano-neutral-600);margin:0}.card-img{height:150px;display:flex;align-items:center;justify-content:center;background:radial-gradient(220px 120px at 80% 0,rgba(255,255,255,.14),transparent 60%),linear-gradient(135deg,var(--pano-primary-800),var(--pano-primary));color:rgba(255,255,255,.4);font-weight:800;letter-spacing:.3em;font-size:14px;border-bottom:3px solid var(--pano-accent)}.card-img span{text-transform:uppercase}.gates{display:flex;flex-wrap:wrap;gap:12px;margin:26px 0 8px}.gate{border:1px solid var(--pano-line);background:#fff;border-radius:999px;padding:10px 16px;font-size:14.5px;font-weight:600;color:var(--pano-primary)}.gate b{color:var(--pano-accent);margin-right:6px}.text-link{font-weight:600}.steps{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));grid-gap:22px;gap:22px;margin:26px 0 12px}.step{border-top:3px solid var(--pano-accent);padding-top:16px}.step-n{font-size:30px;font-weight:800;color:var(--pano-accent);margin:0 0 6px;line-height:1}.step h3{font-size:16.5px;margin:0 0 8px}.step p{font-size:14.5px;color:var(--pano-neutral-600);margin:0}.news-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));grid-gap:22px;gap:22px;margin:26px 0 12px}.news-card{border:1px solid var(--pano-line);border-radius:var(--pano-radius);background:#fff;overflow:hidden;box-shadow:var(--pano-shadow)}.news-body,.news-card{display:flex;flex-direction:column}.news-body{padding:18px 20px 20px;gap:8px}.news-body h3{font-size:17px;margin:0}.news-body h3 a{color:var(--pano-primary)}.news-body p{font-size:14.5px;color:var(--pano-neutral-600);margin:0}.news-date{font-size:12.5px;color:var(--pano-accent);font-weight:600;text-transform:uppercase;letter-spacing:.05em}.faq details{border:1px solid var(--pano-line);border-radius:10px;padding:14px 18px;margin-bottom:10px;background:#fff}.faq summary{cursor:pointer;font-weight:700;color:var(--pano-primary)}.faq details p{margin:10px 0 2px;color:var(--pano-neutral-600)}.cta-band{color:#fff;text-align:center;background:radial-gradient(900px 400px at 50% 130%,rgba(22,121,185,.5),transparent 60%),linear-gradient(180deg,var(--pano-primary),var(--pano-primary-900));padding:72px 0}.cta-band h2{color:#fff;margin-bottom:.3em}.cta-band .sub{color:rgba(255,255,255,.8);max-width:640px;margin:0 auto 26px;font-size:16.5px}.cta-band .cta{font-size:16px}.cta-band .cta.secondary{border-color:rgba(255,255,255,.55);color:#fff!important}.cta{display:inline-block;background:var(--pano-accent);color:#fff!important;font-weight:600;padding:13px 24px;border-radius:8px;margin-right:12px}.cta:hover{background:#0F5F96;text-decoration:none}.cta.secondary{background:transparent!important;color:var(--pano-accent)!important;border:1px solid var(--pano-accent);margin-right:12px}.cta.secondary:hover{background:var(--pano-accent-soft)}.page-head{background:var(--pano-bg-alt);border-bottom:1px solid var(--pano-line);padding:64px 0 56px}.page-head h1{margin-bottom:.35em}.page-head .sub{color:var(--pano-neutral-600);font-size:17px;max-width:720px}.page-head .news-date{margin-top:14px}.article-body h2{font-size:22px;margin-top:1.4em}.article-body p{color:var(--pano-neutral-900);font-size:16.5px}.article-closing{border-left:3px solid var(--pano-accent);padding-left:16px;color:var(--pano-primary);font-weight:600}.field{display:block;width:100%;max-width:620px;margin:8px 0 16px;padding:12px 14px;border:1px solid var(--pano-line);border-radius:8px;font-size:15px;background:#fff}.field:focus{outline:2px solid var(--pano-accent-soft);border-color:var(--pano-accent)}textarea.field{min-height:120px}.form-note{font-size:13px;color:var(--pano-neutral-600)}label{display:block;font-size:14px;font-weight:600;color:var(--pano-primary);margin-top:8px}.site-footer{background:var(--pano-primary-900);color:rgba(255,255,255,.8)}.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1.2fr 1.2fr;grid-gap:32px;gap:32px;padding:52px 24px 36px}.footer-brand{color:#fff;font-size:19px;font-weight:800;margin:0 0 8px}.footer-tagline{font-size:14.5px;color:rgba(255,255,255,.66);margin:0}.footer-title{color:#fff;font-size:14px;font-weight:700;letter-spacing:.06em;text-transform:uppercase;margin:0 0 12px}.footer-links{list-style:none;margin:0;padding:0}.footer-links li{margin-bottom:8px}.footer-line a,.footer-links a{color:rgba(255,255,255,.74);font-size:14.5px}.footer-line a:hover,.footer-links a:hover{color:#fff}.footer-line{font-size:14.5px;margin:0 0 8px}.qr-placeholder{margin-top:12px;width:96px;height:96px;border:1px dashed rgba(255,255,255,.35);border-radius:8px;display:flex;align-items:center;justify-content:center;font-size:12px;color:rgba(255,255,255,.5);text-align:center}.footer-bottom{display:flex;justify-content:space-between;gap:12px;flex-wrap:wrap;border-top:1px solid rgba(255,255,255,.12);padding:18px 24px;font-size:13px;color:rgba(255,255,255,.55)}.footer-articles{color:rgba(255,255,255,.74)}@media (max-width:1024px){.stats-grid{grid-template-columns:repeat(3,1fr)}.footer-grid{grid-template-columns:1fr 1fr}}@media (max-width:700px){.stats-grid{grid-template-columns:repeat(2,1fr)}.footer-grid{grid-template-columns:1fr}.hero{padding:72px 0 64px}.section{padding:56px 0}.main-nav a{font-size:13.5px;padding:6px 8px}.header-inner{padding:10px 16px}.hero h1{font-size:30px}}.hero-media{float:right;width:min(420px,40%);margin-left:30px;border-radius:14px;overflow:hidden;border:4px solid rgba(255,255,255,.16);box-shadow:0 24px 60px rgba(0,0,0,.35)}.hero-media img{display:block;width:100%;height:auto}.card-img img{width:100%;height:100%;object-fit:cover;display:block}.article-cover{display:block;width:100%;max-width:880px;margin:0 auto 30px;border-radius:12px}.case-tag{display:inline-block;font-size:12px;font-weight:700;letter-spacing:.05em;text-transform:uppercase;color:#1679B9;border:1px solid #1679b9;border-radius:999px;padding:2px 10px;margin-bottom:10px}.case-note{margin-top:26px;font-size:14px;color:#5a6b7a;max-width:760px}@media (max-width:1024px){.hero-media{display:none}}